The Discover® CashBack Debit Card offers 1% cash back on qualifying purchases up to $3,000 per month. Unlike other debit cards with cash back rewards, there is no monthly fee or minimum balance required. However, users must have a Discover checking account to use the card. The card is a good option for individuals who do not qualify for credit cards, want to limit their spending, or are looking for a convenient way to earn rewards without the risk of credit card debt. The card also offers access to over 60,000 fee-free ATMs in the US. However, there are some drawbacks to consider. Other credit cards may offer higher cash back rates and the Discover debit card does not help improve credit scores. It is also not the best option for individuals looking to earn interest on their account balance. Overall, the Discover CashBack Debit Card is a viable alternative to credit cards for individuals who want to earn rewards without the risk of debt.
