High Circle: FirstBank and Treasury Prime, a perfect partnership.

January 17, 2024
1 min read


High Circle has partnered with FirstBank on a banking-as-a-service (BaaS) solution that offers FDIC insurance, competitive interest rates, and luxury rewards. The partnership, powered by Treasury Prime, aims to provide products for business owners and high-net-worth individuals. High Circle’s FinTech platform offers access to commercial checking accounts issued by FirstBank, with up to $125 million in FDIC-insured coverage. Clients will also have access to High Circle’s rewards program, earning incentives based on deposit activity.

California-based financial technology firm High Circle has teamed up with FirstBank on a solution that combines FDIC insurance, competitive interest rates and luxury rewards. The partnership is being powered by embedded banking software company Treasury Prime.

The collaboration aims to offer products for businesses and high-net-worth individuals, including a finTech platform to provide access to commercial checking accounts issued by FirstBank and up to $125 million of FDIC insurance. Clients also benefit from an attractive annual percentage yield and ACH and wire transfer capabilities.

High Circle’s rewards program enables clients to earn incentives based on deposit activity, offering discounts on private jets, vacation homes, hotels, resorts and exclusive events. The partnership will see High Circle add further initiatives over the coming months that allow clients to secure their cash reserves on a unified platform.

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