Is Hilton Honors Amex Surpass Worth It? Definitive Take! View from the Wing

The Hilton Honors Amex Surpass card has recently increased its annual fee by $55, but has also implemented a new quarterly Hilton statement credit of $50. The card no longer offers the benefit of 10 Priority Pass lounge visits annually. However, the author suggests that this change is a net positive for those who already have other cards with Priority Pass lounge access. The author also highlights the benefits of earning 12 Hilton Honors points per dollar on eligible purchases charged directly with a Hilton hotel or resort. The card offers several additional benefits, including $200 back each year on eligible Hilton purchases, complimentary Hilton Honors Gold Status, a free night reward after $15,000 spend in a calendar year, and complimentary National Car Rental Emerald Club Executive status. The author concludes that while the Hilton Honors Amex Surpass card is worth it for Hilton semi-regulars, it may not be the best choice for those who go all-in with the most premium Hilton card.